When James Chou's credit card debt began to spin out of control a few years ago, he turned to a home-equity loan to pay it off. It proved to be a wise choice. Interest rates on home-equity loans are generally lower than on credit cards. What's more, the interest is tax-deductible, unlike credit card interest. "I was very lucky," he says.
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[Source: Yahoo! News Search Results for home equity loan]
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